html{font-size:100%;-webkit-text-size-adjust:100%}body{margin:0;background:#f4f3ef;color:#12120f;font-family:"Heebo",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:1.125rem;line-height:1.75;-webkit-font-smoothing:antialiased}
a{color:inherit}.skip-link{position:absolute;top:0.875rem;inset-inline-start:0.875rem;z-index:120;padding:0.75rem 1rem;border-radius:999px;background:#171714;color:#fff;text-decoration:none;transform:translateY(-140%);transition:transform .2s ease}.skip-link:focus{transform:translateY(0)}.wrap{width:min(920px,calc(100% - 40px));margin:auto}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;font-size:0.9375rem}.brand{font-weight:700;text-decoration:none}.back{color:#57574f;text-decoration:none}.hero{padding:3.25rem 0 1.75rem;border-top:1px solid rgba(18,18,15,.08)}.eyebrow{font-size:0.8125rem;font-weight:700;color:#2b4ad8;margin-bottom:0.875rem}h1{font-size:clamp(2.375rem,7vw,4.25rem);line-height:1.04;margin:0 0 1.5rem;font-weight:500;letter-spacing:-.02em}h2{font-size:1.875rem;line-height:1.18;margin:3.375rem 0 1rem;font-weight:600;letter-spacing:-.01em}h3{font-size:1.375rem;margin:1.875rem 0 0.625rem}.lead{font-size:1.375rem;color:#4f4f48;max-width:760px}.fact{background:#fff;border:1px solid rgba(18,18,15,.09);border-radius:8px;padding:1.375rem;margin:1.875rem 0}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0.875rem;margin:1.5rem 0}.card{background:#fff;border:1px solid rgba(18,18,15,.09);border-radius:8px;padding:1.25rem}.card h3{margin-top:0}.quote-ready{font-size:1.3125rem;border-inline-start:4px solid #2b4ad8;padding:1rem 1.25rem;background:#fff;margin:2.125rem 0}.sources{font-size:0.9375rem;color:#57574f}.sources a{color:#2b4ad8}.cta{margin:3.625rem 0 4.75rem;padding:1.875rem;background:#12120f;color:#fff;border-radius:8px}.cta a{display:inline-block;margin-top:0.625rem;color:#fff;font-weight:700}.footer{border-top:1px solid rgba(18,18,15,.1);padding:1.5rem 0 2.5rem;color:#57574f;font-size:0.9375rem}@media(max-width:720px){.grid{grid-template-columns:1fr}.nav{height:64px}.lead{font-size:1.25rem}}
/* --- apple-design: focus, reduced motion --- */
a:focus-visible{outline:2px solid #2b4ad8;outline-offset:3px;border-radius:3px}
.cta a:focus-visible{outline-color:#fff}
.back{transition:color .2s,transform .12s ease-out}.back:active{transform:scale(.97)}
@media(prefers-reduced-motion:reduce){.skip-link{transition:none}.back:active{transform:none}}
@media(prefers-contrast:more){.fact,.card,.quote-ready{border-color:#12120f}.sources a,.cta a{text-decoration:underline}}